Essentials Page - NILS Tasmania

Essentials Loans

For the purchase of new items and services

WHAT CAN I PURCHASE WITH AN ESSENTIALS LOAN?:

Household Essentials like fridges, washers, furniture, bond and rent in advance

Car Care Essentials like registration, tyres and repairs

Education Essentials like computers, school trips, text books and school uniforms

Medical and Dental Essentials like mobility equipment, dentures and treatment costs

Family Violence Support like removal costs and security equipment

Refugee Family Reunion like visa fees and airfares

LOAN AMOUNT:

We lend up to $2,000

	No interest
	No fees or charges
	No credit checks
	No worries!

> How do I apply for a loan?

ENQUIRE NOW

WE DON'T:

Lend money for food or bills
Give you cash
Lend money for second hand goods

TO QUALIFY YOU NEED:

A current healthcare card, pension card or DVA card.
To be in receipt of fortnightly Centrelink or DVA Payments, or have a working income of $60,000 gross or less.
To live in stable accommodation (exceptions can be made in some cases).
Capacity to repay the loan.

"It gives me a sense of being in control of my finances rather than debt controlling me, and that feels so great. It feels good when you pay off a NILS loan and you get the certificate of completion in the mail."

How does NILS work?