About us


  • No Interest Loan Scheme
home icon

The NILS concept was developed by Good Shepherd in Victoria and operates across Australia. Community lending started in Tasmania in 2002, when the NILS (No Interest Loans) Network of Tasmania Ltd. was first established.

NILS loans are accessed through over 105 community access points provided by our 80 Delivery Partners and over 440 volunteers. (Link to DP map).

Since 2002 we have issued more than 38,000 loans totalling more than 40 million dollars. Our initial loan funds have now been lent and repaid 17 times over.

HOW WE WORK

  • Efficient loan delivery and systems to provide a real alternative to exploitative lending.
  • We work towards Tasmanians gaining financial confidence through accessing and repaying our loans.
  • Maintain and enhance the community access points of our network to provide true community connected lending.
  • Be a strong and respected advocate for fair and equitable lending for low income Tasmanians.

MISSION

NILS Network of Tasmania’s aim is to support Tasmanian’s living on a low income by providing access to safe and affordable loans for:

  • Essential Goods and Services
  • Small Business Development
  • Access to financial literacy support and information

Our recent work

NILS Network Tasmania 2022–2023


4281

Essentials Loans worth over $6.2 million

25% more than 2021/22

548

NILS4Vehicles loans worth over $2.5 million

52% more than 2021/22

96

Microbusiness loans issued for a total of $273,000

Governance

NILS Tasmania is an Incorporated Association which is overseen by an elected board made up of representatives of our Delivery Partners, Funding Bodies and specific skill based appointees.

The members of the board currently are:


Kym Goodes (Chair)

Principal, 3P Advisory

 

Marla Giacon (Deputy Chair)

Business and Scheduling Operational Manager, Anglicare Tasmania

 

Stacey Millbourne (Director)

Manager, Doorways Tasmania, Salvation Army Tasmania

 

Lance Balcombe (Director)

Various Directorships

 

Stacey Pennicott (Director)

Chief Operations Officer, RACT

 

Will Barbour (Director)

Customer Strategy & Experience Manager, Aurora Energy

 

Kane Ingham (Chair-Finance Subcommittee)

Chief Financial Officer, Tas Water