About us

  • No Interest Loan Scheme
home icon

The NILS concept was developed by Good Shepherd in Victoria and operates across Australia. Community lending started in Tasmania in 2002, when the NILS (No Interest Loans) Network of Tasmania Ltd. was first established.

NILS loans are accessed through over 105 community access points provided by our 80 Delivery Partners and over 440 volunteers. (Link to DP map).

Since 2002 we have issued more than 38,000 loans totalling more than 40 million dollars. Our initial loan funds have now been lent and repaid 17 times over.

HOW WE WORK

  • Efficient loan delivery and systems to provide a real alternative to exploitative lending.
  • We work towards Tasmanians gaining financial confidence through accessing and repaying our loans.
  • Maintain and enhance the community access points of our network to provide true community connected lending.
  • Be a strong and respected advocate for fair and equitable lending for low income Tasmanians.

MISSION

NILS Network of Tasmania’s aim is to support Tasmanian’s living on a low income by providing access to safe and affordable loans for:

  • Essential Goods and Services
  • Small Business Development
  • Access to financial literacy support and information

Our recent work

NILS Network Tasmania 2024–2025

3941

Essentials Loans worth over $5.98 million

493

NILS4Vehicles loans worth over $2.3 million

114

Microbusiness loans issued for a total of $334,080

Governance

NILS Tasmania is a not-for-profit Company Limited by Guarantee, which is overseen by an elected board, made up of representatives of our Delivery Partners, Funding Bodies, and specific skill based appointees.

The members of the board currently are:

Kym Goodes (Chair)

Principal, 3P Advisory

 

Marla Giacon (Deputy Chair)

Executive Officer, Acquired Injury Support Service, Anglicare Tasmania

 

Will Barbour (Chair-Finance Subcommittee)

Chief Customer Officer, Aurora Energy

 

 

Stacey Millbourne (Director)

Manager, Doorways Tasmania, Salvation Army Tasmania

 

Stacey Pennicott (Director)

Chief Operations Officer, RACT

 

Lance Balcombe (Director)

Various Directorships

 

Jacqui Allen (Director)

General Manager People and Safety, Metro Tasmania

Find out more

Reports and downloads

MEDIA RELEASES

ANNUAL REPORTS

AUDIT REPORT